Special Events Insurance Program
Special Event Insurance
Liability coverage for one-day and multi-day events, from banquets and trade shows to festivals, fairs, parades and concerts. Optional liquor liability is available. Apply online and a specialist prepares your quote.
Get your event quote
Every event is different, so underwriting reviews each one. Fill out one online application and only the sections that apply to your event will open.
- Apply online. Tell us about your event, dates and activities.
- We review and quote. A specialist reviews your application and prepares your quote.
- Get covered. Approve, pay and receive your certificate.
Want a ballpark first? Get a quick estimate.
Questions? Call 214-599-7660 or email Quote@BKRRisk.com
What's Covered
Coverage built around your event
Venues, cities and sponsors usually require proof of liability insurance before an event can go on. Special event coverage protects the organizer against claims of bodily injury and property damage from guests and attendees, and lets you add the venue, landlord or other parties as additional insureds.
General liability
Protection against bodily injury and property damage claims arising from your event.
Liquor liability
Optional coverage when alcohol is sold or served at your event.
Excess & accident coverage
Higher limits through excess liability, plus accident coverage for participants.
Additional insureds
Add venues, landlords, event operators and others, with primary and waiver of subrogation wording when required.
Before You Apply
What we'll ask about
- Event name, location, dates and hours
- Expected daily and total attendance
- Estimated gross receipts
- Vendors, security and fireworks
- Alcohol, music, parades, athletics or amusement devices, only if your event has them
- Additional insureds and the endorsements they need
Who We Cover
Events we insure
- Banquets & luncheons
- Trade & consumer shows
- Festivals & fairs
- Concerts
- Parades
- Fashion shows
- Auctions & bazaars
- Graduations & proms
- Picnics
- Marathons & meets
- Tractor pulls
- Flower & garden shows
- 4-H events
- Telethons
FAQ
Special event insurance questions
What kinds of events can be insured?
Banquets, luncheons, trade, consumer and antique shows, festivals, fairs, bazaars, auctions, picnics, parades, fashion shows, contests, concerts, graduations, proms, marathons, athletic meets, tractor pulls, demolition derbies, flower and garden shows, educational exhibitions, telethons and more.
Can I add liquor liability?
Yes. Liquor liability is available as an option. Choose it on the application and answer the alcohol questions so underwriting can quote it.
Can I add my venue as an additional insured?
Yes. List each additional insured on the application, including landlords, venues and event operators, and note whether they need primary or waiver of subrogation wording.
Does the application ask about every type of event?
No. You check what your event includes, such as alcohol, music, a parade, athletics, motorsports or rodeos, or inflatable and amusement devices, and only those sections open.
How fast can I get covered?
Special events are reviewed by underwriting. Apply as early as you can before your event date, and a specialist will follow up with your quote.
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Ready to insure your event?
Apply online in minutes, or talk to a specialist first.
Coverages offered may vary by event. Policies are subject to underwriting approval, terms, conditions and exclusions. Coverage availability and rates vary by state. Please refer to your policy for full details.