Privacy Policy for BKR Risk, LLC Effective Date: May 2026

At BKR Risk, LLC (“BKR Risk,” “we,” “us,” or “our”), we respect your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website www.BKRRisk.com (the “Site”), submit a quote request, or interact with our services.

1. Information We Collect

We collect information you provide directly to us, including:

  • Contact and Quote Information: Name, business name, email address, phone number, mailing address, type of business/risk (gym, league, event, etc.), participant counts, event dates, and other details submitted through quote forms or contact forms.

  • Account and Service Information: Policy details, renewal information, certificate requests, and claims-related data.

  • Automatically Collected Information: IP address, browser type, device information, pages visited, and cookies/analytics data (via Google Analytics or similar tools).

  • Communications: Records of emails, phone calls (including via our AI receptionist), and chat interactions.

2. How We Use Your Information

We use the information we collect to:

  • Provide insurance quotes, bind coverage, issue certificates, and service policies.

  • Process and underwrite applications through our partner MGAs and carriers

  • Improve our services, including through automated tools

  • Send important notices (renewals, policy updates, certificates).

  • Communicate with you about your coverage and respond to your inquiries.

  • Comply with legal and regulatory requirements.

  • Analyze website usage and improve user experience.

3. How We Share Your Information

We may share your information with:

  • Insurance Partners: MGAs, carriers, and wholesalers to obtain quotes and provide coverage.

  • Service Providers: Technology partners (EZLynx, Zapier, Sonant AI, Jotform, Microsoft 365, PDF.co) who help us operate the Site and deliver services.

  • Legal Requirements: When required by law, subpoena, or government request.

  • Business Transfers: In the event of a merger, acquisition, or sale of assets.

We do not sell your personal information to third parties for marketing purposes.

4. Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your experience, analyze traffic, and remember your preferences. You can manage cookie preferences through your browser settings. We may also use Google Analytics or similar tools.

5. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information. However, no method of transmission over the internet or electronic storage is 100% secure. We cannot guarantee absolute security.

6. Your Rights and Choices

You may:

  • Request access to, correction of, or deletion of your personal information.

  • Opt out of marketing communications (unsubscribe link in every email).

  • Limit certain sharing where required by law (e.g., California, Virginia, or other state privacy laws).

To exercise these rights, contact us using the information below. We will respond within a reasonable timeframe.

7. Children’s Privacy

Our Site is not directed to children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe we have collected such information, please contact us immediately.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of material changes by posting the new policy on this page with a new effective date. Your continued use of the Site after changes constitutes acceptance of the updated policy.

9. Contact Us

If you have any questions about this Privacy Policy, please contact us:

BKR Risk, LLC Allen, Texas Phone: 214-599-7660 Email: EMAIL